My Make a Difference Blog

Investing for the future is something that all of us need to do to ensure we maintain our standard of living once we retire from our Jobs.

We should all have learned that a small number of dollars invested regularly early in our working lives if managed well will soon become a substantial sum. If we don't start till later in our lives it can be really difficult to achieve a sum substantial enough to support us for the remainder of our lives once we retire.

The Australian Government finally saw that it would need to make it compulsory for people to save for their own futures.  It became necessary for employees to contribute from their wages and for employers also to contribute to superannuation funds of their employees.

My wife worked as a cook or stand in chef for most of her working life. At one stage her employer required that she belong to a particular Superannuation fund. So funds were no longer paid into her existing fund and over the years fees ate the balance in that fund to almost nothing. Now interestingly long before the property collapse that caused most people to loose their superannuation funds the fund that Lyn had been required to join got into trouble. So as well as making fee charges against her deposited funds this fund was able to declare a negative interest and use up most of her remaining funds.

So now you know that for one reason or another there has been no such thing generally as a safe superannuation investment fund.

A family member, before his passing, and his family made arrangements for sufficient funds to be available to his wife from interest earned on a deposited sum. The Government and Banks lowered interest payable on deposited funds. Unfortunately for my friend's wife this meant that the return on the investment fell and to maintain her life style funds were withdrawn from deposits. When she died the funds had dried up or had almost dried up. I don't know if she was on a government pension or not when she died. There was property investment involved so she would not have been in serious trouble.

So even long term bank deposits are not the answer to investing for the future. And the recent collapse in the property market has been a real disincentive to investing in realty.

My wife and I had a market stall and we made a small income from that. We could see that my daughter was not going to live a long life and that our grand children would possibly need support. I had an account with a credit union and I was not paying fees. I went in and opened deposit accounts for each of the two children. When I went to deposit more to the accounts I found that the deposits I had made were almost eaten away by fees. I would never have been able to advance the deposit to a stage where the low interest rate would cover the fees  so we had to forgo the option of depositing irregularly to a bank account for them.

My point in writing about this aspect of investing for the future is that no matter what we have been told or taught there doesn't seem to be any really safe way of investing for the future. I do see that investing in precious metals may be a way of investing for the future. But that is not why I am writing this article.

My daughter died the night before christmas eve last year (2010). She left behind a husband and two children. As I mentioned above  my late wife and  I wanted to do something to help make the children's future more secure and couldn't.

Some days ago now I came across a money making system that is new to me. Bearing in mind what I know and you now know about the standard system safe investment schemes I examined this system in a different light to what I and I know you would have looked at it in the past.

The system is '10 Level Riches'. A one time payment of just $20 leads to future multiple income payments of $15. Yes that's right. I tested the system proposed to me by a friend Keith Carberry and within days I was able to get $27 cash back for my $20 0ne time investment. The last time I looked I had made $67-50 from my$20 that's $47-50 That is over 200% return on my investment in less than a month.

200% return on my investment. WOW!

So what was my $20 investment. I purchased the software to build a Face Book store. I promoted the concept to others and they have become part of my team. Also Keith has promoted this system and is adding members to his team. I am doing the same. The members Keith adds to his team are added in a way to support all the members of his team so that all members of his team make profit from his efforts. I am doing the same with my team as well.

I have read about the sort of programs that tell you your upline will help you build your business and now know that it usually doesn't happen. Now don't take me the wrong way I did say "usually doesn't happen". That is not to say that there arent others out there who do help others to expand their business. Those who are joining this system are helping each other to expand their businesses. Yes they are doing just that. In fact I was in profit before I sponsored a single person through my own efforts.

So how do you learn more about the system. It's quite simple really. All you have to do is click here. Go ahead and do it. NOW! It will open in a new tab or window.

What have I done with my software to build my Face Book Shop. Until last night nothing. You heard that right nothing. Last night I actually unzipped my build a store package and found it comes with Master Resale Rights and a built for you website. Wow! I opened the index file with my wysiwyg editor NVU and inserted my name in the suggested place. I also went to Paypal and created a new buy now button, coppied the code and went back to NVU and added the code in the appropiate place and saved the new index file and uploaded the website folder to my web site.

Now if you would just like to learn more about the Face Book Shop builder software just click here Now. As you will see the shop software is avalilable for purchase for just $17. Hey That means it really only cost me $3 to Join the 10 Level Riches. More importantly it means that my return has been $64-50 from $3 invested. Is that 2150% return on my investment.. Ok now to setup my store and start making more profit by selling products.

With my first $27 I purchased a position in the system for my grand children and now it is up to me to ensure the profitability of their position. In theory this system could return over $800,000 on my investment for my grand children.

There really is nothing to stop you from joining the system or purchasing a position for those you love

Best wishes as always

Reg Whelan & my grandchildren Davin and Taylah Beauchamp.